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Outsourcing Manager

6453DD
Up to £50,000
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PLEASE CONTACT

Danielle Daymond

Are you a Management Accountant looking for a new, exciting opportunity to step into a Management position?

AJ Chambers are happy to be partnered with an exceptional independent practice in Stevenage who have a need for an experienced outsourcing/management accountant to join their highly progressive and growing team.

You will be joining them as an Outsourcing Manager, working alongside the Head of Department, developing the existing team, and delivering high quality services to their clients.

What does the role entail?

You will have the primary task of controlling the workflow on a portfolio of clients, dealing with technical queries as they arise and completing quality control reviews in a timely and accurate fashion. This requires technical knowledge, attention to detail and an ability to organise the workloads of others.

As Manager, you will be a key individual in building and maintaining strong relationships with your clients. You will also have a responsibility to review management reports, VAT returns and registrations, payment runs, and the client billing process. You will also be identifying and delivering added value services to your clients.

What is in it for you?

You will benefit from a number of excellent perks, some of which include:

  • Highly competitive salary
  • Flexible-working hours and hybrid working
  • Generous holiday allowance
  • Free parking
  • Excellent training and development opportunities
  • Professional subscriptions paid
  • Wealth of social events
  • Employee wellbeing programme
  • Access to private medical insurance
  • + much more!

What are they looking for?

  • You must have a least 3 years’ post qualified experience of working in a practice or an outsourcing environment
  • You’ll be ACA or ACCA qualified
  • You’ll love developing relationships
  • You’ll be tech-savvy, a working knowledge of CCH is desirable but not essential
  • You’ll have a pro-active approach to tasks whether they are big or small
  • You’ll be motivated by a fast-paced environment

If this sounds like what you are looking for and you’d like to be considered, please apply direct or get in touch with Danielle Daymond at AJ Chambers for a confidential conversation.

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    Alongside a highly competitive salary and flexible working, you will also benefit from:

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  • Corporate tax assistant manager
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Audit Trainee - Top 30 Firm

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Audit Trainee – Top 30 Firm

Letchworth

Up to £19,000 + Full Study Support Package

Are you a recent graduate or school leave looking to enter the world of accounting -

We are pleased to be working with a Top 30 Chartered Accountancy Firm, based in Hertfordshire who are seeking ambitious graduates to join their industry leading graduate programme.

You will be joining the Audit team, where you’ll assist the seniors in the planning and completion of their audit work, also taking part in fieldwork.

You will also study towards your ACA qualification, which will be fully funded, and external tuition will also be provided.

Requirements:

  • Minimum 2:1 degree with 3 A-levels at grade B or above
  • Passionate about a career in accountancy practice
  • Excellent communication skills

What will you get in return -

Alongside a competive salary and a comprehensive study support package, you’ll also benefit from:

  • 28 days holiday (including bank holidays)
  • Discretionary Christmas shutdown not counted as part of holiday entitlement.
  • The ability to ‘purchase’ extra days leave in salary sacrifice.
  • Private medical insurance at discounted rates
  • Private dental cover at discounted rates
  • Subsidised corporate gym membership
  • Life assurance (4x salary)

If this role sounds like it could be what you are looking for next in your career, please apply or get in touch with Danielle Daymond at AJ Chambers today for a confidential chat.

Payroll Administrator

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Payroll Administrator

St Albans

Up to £36,000 (DOE)

AJ Chambers are delighted to be working with a well-established UK-based accountancy and financial consulting firm, who have grown to become one of the leading firms in the country, offering a range of accounting, audit, tax, and financial services to businesses and individuals.

You will be joining a firm who are known for their high-quality services and personalised approach to client needs, but who also place a strong emphasis on striking the right balance between work and home.

What will your role entail -

  • Processing weekly, fortnightly, monthly & quarterly client payrolls for various sized clients across different industries and sectors. 
  • Responding to client queries and requests in a timely and professional manner.
  • Submission of electronic data to HMRC each month in line with RTI procedures.
  • Communication with clients in relation to payments that need to be made to HMRC.
  • Communication with third parties on behalf of clients, for example HMRC and pension providers.
  • On-going compliance such as P45s and starter checklists etc. 
  • Completion of end of year compliance including P60s.
  • Liaising with clients and dealing with ad hoc queries via telephone and email
  • Auto enrolment pension processing.
  • SMP & SSP – knowledge of statutory payments & salary sacrifice.
  • Holiday pay and redundancy calculation and pay.
  • Employment Allowance and Apprenticeship Levy eligibility.

What experience will you have -

  • Minimum of 2 years’ experience within a similar role.
  • Experience and working knowledge of using payroll software, STAR/IRIS experience an advantage.
  • Working knowledge of Word and Excel.
  • Working knowledge of Microsoft Outlook.
  • A good understanding of how to manually calculate tax and NI and the impact of different tax codes on this.
  • A good understanding of statutory payments and how these are processed through payroll.
  • An awareness of Auto Enrolment and employer’s obligations, including understanding of salary sacrifice arrangements.
  • Experience setting up new PAYE schemes with HMRC.

What will you get in return -

  • Flexible working including working from home.
  • Minimum of 23 days holiday + bank holidays
  • Membership of their pension and life assurance scheme
  • Access to private healthcare
  • Discounted gym membership
  • Employee assistance support for challenging life-times
  • + much more!

If you feel you would be suitable, please apply direct or contact Danielle Daymond at AJ Chambers for more information.

Director of Outsourcing | Top 50 firm

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£80000 - £80000

Director of Outsourcing

Central London

Outsourcing has continued to grow and the services we provide to clients widen in scope. Advances in technology continue to provide an exciting opportunity to grow further and provide an enhanced service offering and this role will support the Partners to help drive the team forward to the next level. The role would ideally suit someone with first class operational skills who also has an eye for detail and who can roll their sleeves up in ensuring we deliver a first-class service to clients. A commercial outlook is just as important as the ability to bring new ideas and efficiencies to our processes to ensure we are delivering our services as efficiently as possible.

Main function of job

Support the Partners and Directors with the service provided to clients, helping to ensure an excellent service is provided efficiently and assisting with development and growth of the services offered.

Main duties

  • Day to day responsibility and ownership for the operational delivery of our outsourcing reporting and compliance services.
  • Line management responsibilities for wider team (approximately 25 team members currently).
  • Help embed, and establish where necessary, standard policies and procedures for providing our services, ensuring a consistently high service is provided to clients.
  • Lead the upskilling of the current outsourcing team to enable more statutory accounts to be completed with the team, enabling the outsourcing team to provide an end-to-end service to clients.
  • Ensure VAT returns are prepared and reviewed in accordance with firm procedures. Work with central VAT team where necessary on any complex returns or questions.
  • Lead our payroll team ensuring a quality and efficient payroll service is provided to clients. Ensure we have robust and compliant procedures in place to meet all regulatory requirements.
  • Ensure high quality and insightful monthly bookkeeping and management accounts are produced for clients. Ensure our reporting and analysis is relevant, always looking for ways to improve insight and add value to clients.
  • Become a technology champion for the team ensuring we are keeping up to date with the latest software and developments. Lead the implementation of new software as necessary both internally and also externally when clients request our support and advice.
  • Help train the wider team ensuring technical and systems knowledge is kept up to date and CPD requirements are met.
  • Support partners to win new work and develop services we provide to clients. The role will have potential to build and maintain a client portfolio as appropriate whilst also overseeing our outsourced accounting services within other partner portfolios. In both cases this will involve developing strong relationships with clients.
  • Monitor financial performance of the Outsourcing service, including our pricing model to ensure pricing is consistent and both competitive and sustainable.

Qualifications / Experience

  • ACA/ACCA/CIMA qualified.
  • 5-10 years post qualification practice experience of providing similar services to clients, ideally having spent time in an Outsourcing management and delivery role.

Systems

  • Strong working knowledge of QuickBooks and Xero including their app marketplaces with good awareness of the apps available to enhance both data entry and reporting.
  • Knowledge or experience of Silverfin and Dext would be an advantage.
  • Strong aptitude and desire for leaning new systems and applications, including larger ERPs used by larger clients.

Experience required

  • Previous experience in a similar role/environment for example in a partnership/service sector.

Particular aptitude / Skills required

  • Must be keen to take on responsibility and ownership
  • Hands on and self-motivating, showing lots of initiative and enthusiasm
  • Capable of contributing to the strategic agenda along with having strong operational skills
  • Ability to problem solve and seek resolutions
  • Have a demonstrable collaborative, participative approach, and the ability to engage inspire and influence people at all levels in the organisation
  • Excellent organisational skills with the ability to multi-task and meet deadlines
  • Demonstrable organisational and project management skills
  • Flexibility to accommodate client demands/ others£ workloads
  • Strong client service ethic, as well as being commercially minded
  • Strong Microsoft skills, particularly in Excel

Senior Bookkeeper

SAVE

AJ Chambers are pleased to be representing an independent and tech savvy cloud based chartered accountancy firm in Stevenage on their search for looking for an experienced bookkeeper to join their growing and forward-thinking outsourcing department.

The businesses growth and success is due to a passion for seeking new and innovative ways to support SME's achieve their goals, with an integral part of their plans including using Xero as a driving force.

The ideal candidate would be Xero certified or have a very good working knowledge of the inner workings of Xero and/or other cloud focused software’s.

What will your role entail -

  • Managing a varied range of clients including sole traders, limited companies, partnerships, and groups
  • Reviewing the work performed by other junior team members
  • Providing training and support to new and existing team members as needed within the firm
  • Work and plan to establish goals and objectives for each year and monitor and advise on the progress to enhance the development of the overall business.
  • Preparation of management accounts for a diverse range of clients
  • Preparation of working papers to support the management accounts
  • Xero projects including training clients and migrations
  • Assisting clients to design systems and processes and automate wherever possible
  • Liaising with HMRC with regards to VAT and CIS matters
  • Work closely with the partners in driving the business forward

What experience will you have -

The successful candidate will share the ambitious and entrepreneurial mind set of the owners and work together to expand their services and provide new integration of apps to support the client's individual needs.

  • Have experience of working in practice (preferably 2 years + PQE)
  • Experience of using cloud software, preferably certified with Xero
  • Confident leader who enjoys networking and development of new business
  • Energetic self-starter who is happy to take responsibility
  • Excellent time management and organisation skills
  • Comfortable working to deadlines
  • Excellent IT skills

What are the benefits on offer -

  • Flexible working including working from home
  • Modern offices and independent working style
  • Highly competitive salary
  • Pathway and progression onto management teams
  • Free parking on site
  • + much more!

If you believe you have what it takes to be successful in this Senior Bookkeeper role based in Stevenage and you would like to be considered, please do apply direct or contact Danielle Daymond at AJ Chambers and we will be in touch if short-listed!

Management Accountant

SAVE

AJ Chambers are delighted to be working alongside a tech savvy and highly progressive firm of Chartered Accountants, who have a rare opportunity for a part qualified ACCA/CIMA or AAT individual to join their team as a Management Accountant.

This is an excellent opportunity to get hands on client exposure with an impressive portfolio, consisting of clients within the media, fitness, advertising and medical sector.

What will you be doing -

  • Preparing monthly management accounts for a portfolio of clients in the media, advertising, food & fitness and medical compliance sector.
  • Meeting client bookkeeping requirements, reconciling banks and carry out balance sheet reconciliations
  • Maintaining SAGE & Xero accounting records to trial balance and full control of ledgers.
  • Provide assistance to the accountant(s) in preparing statutory accounts for limited companies, partnerships, LLPs and sole traders
  • Calculating year end corporate and personal tax liabilities and submitting tax returns
  • Completing VAT Returns, EC Sales list and Intrastat returns
  • Communicating with HMRC where appropriate
  • Keeping partners informed of progression of engagements
  • Providing general advice and assistance to clients by email, telephone and face to face

What are they looking for -

  • 2 years’ experience working as a Management Accountant, or a similar role
  • Experience of using Sage 50, Xero, Sage AP and MS Excel
  • A basic understanding of all aspects of statutory accounts preparation & corporate/personal taxation
  • Experience in preparing accounts under FRS 102 and FRS 102 1A
  • Competency in preparing cashflow forecasts & management accounts
  • Excellent communication and organisational skills

What are the benefits -

  • Excellent flexible working policy to fit around your personal life, with the option to work remotely 2-3 days a week
  • Excellent progression routes on offer, with a proven track record of internal promotion within this team (3 of the 4 partners being internally promoted to partner in this firm)
  • Personally tailored approach to Learning & Development
  • Opportunities to get involved in a wide variety of exciting client sectors & specialisms, and the opportunity to be involved in other specialisms within the firm if so desired
  • + much more!

If you feel you would be suitable and would like to find out more, please apply direct or contact Danielle Daymond at AJ Chambers for a confidential chat today.

*You could earn up to £2000 when you refer someone to our services. To learn more about our referral programme, please visit our website or contact one of our expert consultants*

Semi Senior Accountant

SAVE

Are you working in a mixed audit/accounts position but looking to move away from audit and focus purely on accounts -

Would you like to join a highly recognised firm where you'll benefit from a market leading training and development programme -

AJ Chambers are proud to be in partnership with a leading independent practice on their search for a Semi-Senior Accountant to join their growing team in Stevenage.

You would ideally have a couple of years’ experience within practice and have good all-round knowledge of general practice accounts, including outsourcing and year end. You would sit within a team of experienced seniors, supporting them with their workflows and slowly preparing yourself to take over a portfolio of clients.

This opportunity will allow you to continue formal training and qualify as an accountant moving forward, but if you do not wish to continue studies, you will still be considered.

What will your role entail -

  • Preparing full statutory accounts under UK GAAP
  • Preparing and filing VAT returns under MTD
  • Corporate and personal tax compliance and returns
  • Preparing management accounts.

What are the benefits of joining this firm -

  • You would be offered in return a competitive salary, to start between £25,000 - £32,000 (depending on experience)
  • Full study support towards professional qualifications
  • Free parking on site
  • Flexible working policy (including flexible hours and working from home)
  • Exposure to a varied and growing client base.

You will also receive health care benefits, holiday entitlement of 22 days plus Bank Holidays, increasing to 25 days upon promotion to Senior, along with an extra day off for your birthday.

If you feel you would be suited to this role and would like to be considered, please apply direct or contact Danielle Daymond at AJ Chambers for more information.

Client Manager

SAVE

Client Manager

Royston

Up to £60,000 (DOE)

AJ Chambers are pleased to be representing a leading firm of chartered accountants on their requirement for a Client Manager. This is a full time, permanent role.

Along with this unique role, our client is offering excellent progression prospects, a friendly and supportive environment and an extensive, diverse role.

Everyone who currently works within this team absolutely love it, you\'ll really get to know your clients whilst also broadening your skills in a variety of areas such as Pensions, Personal Tax and Accounts.

The role itself is very customer focused and covers everything from accounts and personal tax to bookkeeping and cost control.

These guys really take care of their staff too with an unrivalled benefits package which includes flexible working and private healthcare.

They\'re looking for someone from an accountancy practice background, ideally with previous experience managing a small portfolio of clients.

Main duties:

  • You will be involved in many aspects of accounts preparation, including but not limited to:
  • Prepare management accounts, Complete on time, accurately and thoroughly, completing all sections and pass on for manager review
  • Prepare complex assignments for manager review, Utilising junior staff on more simple assignments and oversee their work standard.
  • Support trainees and help with development of knowledge and skills, while reviewing annual accounts prepared by juniors
  • Finalise accounts, Complete all sections of the accounts file, Pass on for manager review indicating clearly any points that need further clarification
  • Deal with complex business tax computations, including corporation tax, Prepare personal tax returns for manager/director review.
  • Ensuring that clients are given good, pro-active advice as to limiting their tax liabilities within the boundaries of the legislative framework
  • Deliver the service and develop the relationship
  • Relationship build so that trust, respect and understanding are the underpinning features, Seek client feedback, act and report on it
  • Take every opportunity to encourage the uptake of wider, added value services

Whats in it for you -

  • A friendly and supportive environment
  • Working closely with the partners of the business
  • Flexible working
  • Competitive salary
  • Continuous in-house training
  • Brand new offices
  • Exposure to all aspects of a practice if desired
  • Free parking
  • Full study support (If required)

If you are interested in this Client manager role and would like to be considered or would like more information, please apply direct, or contact Danny Brown at AJ Chambers.

Client Manager

Royston

Up to £60,000 (DOE)

Audit & Accounts Senior

SAVE

Audit & Accounts Senior - St. Albans

The perfect opportunity has arisen for an Audit Senior to join a well-established Accountancy Practice, based in St. Albans, Hertfordshire. This is a full time permanent role.

With a large presence in Hertfordshire as well as London, this award-winning accountancy practice can offer the best of both worlds. With genuine progression on offer and the chance to be part of a growing department, mainly due to growth in clients, this would be the perfect opportunity for someone with ambitions to join a management team within practice.

Duties:

  • Leading audits for a variety of clients
  • Planning of the audit file through to completion
  • Travelling to client£s premises to conduct audits
  • Preparing accounts for Corporate clients
  • Supervising and delegating work to the junior members of the team
  • Liaising with other departments to effectively and efficiently complete jobs
  • Building and maintaining excellent client relationships
  • Preparation of corporation tax returns and computations
  • Client and HMRC correspondence

Requirements:

  • Qualified ACA/ACCA or close to qualifying
  • 2 + years\' audit experience in an accountancy practice
  • Experience with audit software
  • Accounts preparation experience
  • Experience dealing directly with clients
  • Ability to lead and organise team members

What you get in return:

  • Competitive salary
  • 25 days holiday (with the ability to buy and sell holiday each year)
  • Pension provision
  • Health cash plan
  • Occupational sick pay scheme
  • Life assurance scheme
  • Season ticket loan for travel
  • An active social committee with frequent and varied events throughout the year
  • Agile working plan with WFH post COVID

If you feel you would be suitable, please apply direct or contact Danny Brown at AJ Chambers.

Audit & Accounts Senior - St. Albans

Semi Senior Accountant

SAVE

Semi-Senior Accountant

St Albans

Up to £32,000 (DOE)

AJ Chambers are please to be working with a very reputable and dynamic firm of Chartered accountants, who have a need for a Semi-Senior Accountant to join their very successful and growing team, based out of their St Albans office.

Summary:

You will be working within a team that offers a wide range of services to a very varied client base, including bookkeeping, the production of management accounts and information and accounts preparation.

What will you get in return -

  • Very competitive salary (DOE)
  • Hybrid working - 3 days in the office per month is the only requirement
  • Genuine Work Life balance
  • Full study support if desired
  • Free Parking
  • Accredited Investor in People
  • Genuine progression plan
  • Employee Recognition awards and bonuses
  • And more!

Your main duties for this position will involve working on the books and records for sole traders, partnerships and limited companies (including those within groups), the preparation of VAT returns and the preparation of management accounts and statutory accounts.

You would ideally have relevant previous experience, have completed your AAT qualification and are self-motivated, computer literate and have good written and verbal communication skills. 

Study support may be made available for candidates completing or looking to complete their ACCA qualification.

If you are interested in this role and would like to be considered, please apply direct, or contact Danielle Daymond at AJ Chambers.

Account Manager

SAVE

Account Manager £" Leading Regional Practice

Letchworth

Up to £50,000

Are you looking for a role which will offer a high level of Autonomy, fantastic progression, exciting fast paced work, with a high level of advisory and future planning - Then this may be just the role for you.

We are delighted to be in partnership with a leading regional practice on their search for an Accounts Manager to join their fast-growing and highly successful team in Letchworth.

What will your role entail -

  • You will work alongside the Head of Department, delivering high quality services to an interesting portfolio of client
  • You will build relationships with the clients so that you are the £go-to£ person and will manage their expectations, their services and your team to deliver a high-quality client satisfaction.
  • You will be developing the team and will be a role model to all junior members of staff.
  • You will be completing VAT, taxation and accounts reviews, utilising your existing technical knowledge and experience whilst developing your skills still further and ensuring quality standards are met in the department.
  • You will also be identifying and delivering added value services to the clients to help them prosper.

What are the benefits on offer -

  • Alongside a highly competitive salary and joining a firm who take pride in putting their employee£s well-being at the forefront, you£ll also be given:
  • Flexible-working hours
  • Hybrid working
  • Generous holiday allowance
  • Free parking
  • Regular training
  • Professional subscriptions paid
  • Wealth of social events
  • Wellbeing programme
  • Access to private medical insurance
  • + much more!

What are they looking for -

  • You must have a least 3 years£ post qualified experience of working in a medium sized practice or outsourcing environment
  • You£ll be ACA or ACCA qualified, although those qualified by experience will also be considered
  • You£ll have supervisory or managerial experience
  • You£ll love developing relationships
  • You£ll be tech-savvy, knowledge of CCH would be great
  • You£ll have a pro-active approach to tasks whether they are big or small
  • You£ll be motivated by a fast-paced environment

If you feel you would be suitable and would like to be considered, please apply direct or contact Danny Brown at AJ Chambers.

*You could earn up to £2000 when you refer someone to our services. To learn more about our referral programme, please visit our website or contact one of our expert consultants*

Account Manager

SAVE

Account Manager – Leading Regional Practice

Letchworth

Up to £50,000

Are you looking for a role which will offer a high level of Autonomy, fantastic progression, exciting fast paced work, with a high level of advisory and future planning -   Then this may be just the role for you.

We are delighted to be in partnership with a leading regional practice on their search for an Accounts Manager to join their fast-growing and highly successful team in Letchworth.

What will your role entail -

  • You will work alongside the Head of Department, delivering high quality services to an interesting portfolio of client
  • You will build relationships with the clients so that you are the “go-to” person and will manage their expectations, their services and your team to deliver a high-quality client satisfaction.
  • You will be developing the team and will be a role model to all junior members of staff.
  • You will be completing VAT, taxation and accounts reviews, utilising your existing technical knowledge and experience whilst developing your skills still further and ensuring quality standards are met in the department.
  • You will also be identifying and delivering added value services to the clients to help them prosper.

What are the benefits on offer -

  • Alongside a highly competitive salary and joining a firm who take pride in putting their employee’s well-being at the forefront, you’ll also be given:
  • Flexible-working hours
  • Hybrid working
  • Generous holiday allowance
  • Free parking
  • Regular training
  • Professional subscriptions paid
  • Wealth of social events
  • Wellbeing programme
  • Access to private medical insurance
  • + much more!

What are they looking for -

  • You must have a least 3 years’ post qualified experience of working in a medium sized practice or outsourcing environment
  • You’ll be ACA or ACCA qualified, although those qualified by experience will also be considered
  • You’ll have supervisory or managerial experience
  • You’ll love developing relationships
  • You’ll be tech-savvy, knowledge of CCH would be great
  • You’ll have a pro-active approach to tasks whether they are big or small
  • You’ll be motivated by a fast-paced environment

If you feel you would be suitable and would like to be considered, please apply direct or contact Danielle Daymond at AJ Chambers.

*You could earn up to £2000 when you refer someone to our services. To learn more about our referral programme, please visit our website or contact one of our expert consultants*

Semi Senior Accountant

SAVE

Semi-Senior Accountant – 4 Day Working Week!

Baldock

Up to £30,000 (DOE)

AJ Chambers are pleased to be in partnership with an impressive and refreshingly modern firm of Chartered Accountants, assisting them in their search for a Semi Senior Accountant to join their supportive and friendly team.

They have recently adopted a 4-day working week, helping their employees to make work suit their lifestyle and better their work-life balance. This means you will work Monday-Thursday and have every Friday off!

If you are looking for an opportunity to take a step up and have a more client facing role and would also like to be part of a tech-savvy and cloud focused environment, this could be the ideal role for you.

Study support towards your professional qualifications will also be provided!

What will your day-to-day role look like -

This is a newly created role which provides excellent opportunities for personal and career development, growth, and progression. Your main responsibilities will include:

  • Preparing accounts, including the accompanying tax computations.
  • Preparing and completing client VAT returns, including liaising with the client to provide the required information, producing supporting schedules and completing the VAT return by the deadline.
  • Assisting with the development of trainees, including reviewing their work and providing feedback.
  • Liaising directly with clients to clear queries.
  • Adhering to deadlines and pre-determined budgets.
  • Working closely with managers and other team members.

What are they looking for -

You will be studying towards the ACCA qualification, and ideally have a minimum of 18 months to 2 years of relevant experience in practice. You will be a highly motivated self-starter with the ability to complete assignments within time constraints and deadline and have good organisation skills with the ability to multitask and assist on ad hoc assignments.

What are the benefits on offer -

Alongside a highly competitive salary, a 4-day working week and study support, you will also benefit from:

  • Flexible working and option to work from home 2 days a week
  • Generous annual leave allowance
  • Private medical insurance
  • Free parking on site
  • Extensive in-house training programme for all staff
  • Regular social events
  • + much more!

If you feel you would be suitable, please apply direct or contact Danielle Daymond at AJ Chambers for more information.

*You could earn up to £2000 when you refer someone to our services. To learn more about our referral programme, please visit our website or contact one of our expert consultants* 

 
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